Rabbi Arthur Waskow - Poster Boy for Lousy Health Insurance
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Aug. 27th, 2009 @ 01:11 pm
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I just got this in my work email, and I don't usually post while I'm at work, but today I'm making an exception. Arthur is a friend and was an early supporter, along with the Shalom Center, of the work Chris and I did with the Interfaith Working Group. I am so angry about what has happened to him - not just the car accident, but the insurance company mess.
I also had a problem with our insurance company and physical therapy when I broke my elbow and had to get an implant; a physical therapist is considered a "specialist", and the co-pay for all "specialists" is $25 per visit, even though someone trying to regain the use of an arm (or legs, or whatever) might need three or more visits to a physical therapist each WEEK. We could afford two visits per week, just barely, which came to $200 a month or so; if we could have paid $300 or $400 a month the therapist would have preferred that, but she was accustomed to people in my situation and worked with the two visits, which she made last for a good long time, bless her.
In reality, I ended up having to do most of my rehab on my own, and to do that properly I had to be involved in arm exercises for a good SIX HOURS A DAY. I never did recover completely because of my stupid body growing bone bits in my arm where none had any business growing, which limits my range of motion when I'm rotating my wrist, although my flexion (bending the elbow) is nearly back to normal. (I can now touch all around the base of my neck with my left hand but not my left shoulder. I can touch my right shoulder with my right hand. Try it; you may not have realized that you can do this, but you should be able to. I can't, at least not on the left side.)
I don't know if I would have a "normal" left wrist today if I'd had three or four PT sessions per week; that's something we'll never know. But I do know that it's ridiculous for private insurance not to cover physical therapy in a more comprehensive way, and for the insurance companies to be the ones making the decisions about people's health, rather than their doctors. That's TODAY'S reality, not what the government bill is proposing, despite what the lying liars on the Right would have people think.
But don't listen to me--this is what Arthur has to say about it:
How I Became a Poster Boy for Lousy Health Insurance
Dear friends, co-workers, readers, co-learners --
For 25 years I have been a member of a private health insurance plan that seemed to be meeting my needs. My problems were routine, and so were their responses. No longer.
Last Friday, I was involved in a moderate auto accident, driving on I-95 south of Philadelphia. My first resting place after the accident was a hospital bed in Chester PA where I was diagnosed with a fracture of the "Tibia plateau" in my left leg where my leg hit the lower part of the dashboard, and four broken ribs and a broken breastbone where my chest hit the seat belt.
My leg was put in an "immobilizer," with the expectation it would take about 8 weeks to heal. The broken ribs make it very hard to use crutches or a walker (because putting weight on my chest HURTS). So my own primary doc and the hospital docs agreed I should go to a rehabilitation center that would focus on physical and occupational therapy to get me quickly strengthened and trained to function well. The rehab people came, looked, and agreed I was the Perfect candidate. But not the health insurance company. Rehab is too good. Services higher-level that I needed. Costs them more than "skilled nursing," which does PT only one hour a day -- rehab does three. Rehab costs more, reduces insurance-company profits. If I had broken both legs, yes. "BUT," we said, appealing the decision, "remember the ribs? This is hard and painful work. The more intensive time and energy I can put in, the quicker it will be over!" NOPE. Now this kind of decision, remember, was what the companies charged would result from a "government-sponsored public option." The government would interfere between me and my doctors. But in tens of thousands of cases, the companies do exactly what they say the government would do. They are insuring not good medicine but high profits. The Public option would be able to say, "It's good medicine, and we don't seek a profit. Rehab, quick." They would compete with the private insurers, and keep them honest. When I told the hospital doc what had happened, he muttered, "What is wrong with us?" Then he said, "Universal health care is what we need." Then he was quiet for a while and muttered again, "There's too much power in too few hands." "See," I said. "You knew all along what was wrong with us."
^^^^^^^^^^^^^^^^^^^^^^
Ted Kennedy, the one Senator who had so many sick siblings and sick kids that he really understood, died yesterday. The old saying, "Don't mourn; organize," is wrong. DO mourn - and 0rganize. Make every moment of your mourning for him a time of organizing, and every moment you spend organizing a time to mourn. Your Senators are home this week. Call. Ask them whether, like Senator Sherrod Brown of Ohio, they are willing to give up their own fancy public health-insurance until a public option exists for everybody in our country. I'm awake at 3 a. m. because my ribs are hurting. I would be grateful if you would pray for my healing. I would be many times more grateful if you would set aside seven sacred minutes to call your senators to urge them to put a "Public Option" in the health-care bill. If you can't find their home offices, call the US Capitol at 202/224-3121 in Washington, and ask for the Senators from your state. That's the healing we ALL need. Shalom, salaam, shantih -- Peace! Arthur Current Mood:  angry
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"lying liars on the Right"
I like! :-)
I should definitely credit Al Franken for that. It's pretty much right from the title of one of his books!
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